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December 5, 2014
Agency

Insurance Considerations for Historic or Older Commercial Buildings

In the insurance industry older buildings are generally seen as liabilities.  However, for some business owners older buildings are an […]
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November 21, 2014
Agency

Winter Risk Management for Commercial Properties

Property owners exposures are ramped up during the winter in most states.  Both cold and possible precipitation increase the likelihood […]
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November 14, 2014
Agency

Small Business Saturday Advertising Loss Prevention

Whether its Black Friday, Small Business Saturday, or Cyber Monday a good majority of businesses have amped up their promotions […]
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November 7, 2014
Agency

Insurance Considerations When Deciding Between Assigning Employee Classification

Deciding and distinguishing between employees and independent contractors is key for many small business decisions including deciding rate of pay, overtime […]
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October 31, 2014
Agency

Halloween and other Holiday Party Safety Tips

Halloween marks the start of a three months of celebrations, special events, and fundraisers.  If your nonprofit or  small business […]
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October 17, 2014
Agency

Small Business Actual Cash Value or Replacement Cost

Your small business property insurance policy contains provisions which specify how a first party property damage loss will be valued. […]
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October 8, 2014
Agency

Common General Liability Exclusions on Small Business Policies

The general liability insurance policy for your small business will likely include bodily injury, property damage, personal injury, and advertising […]
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September 29, 2014
Agency

Common Exclusions in Small Business Owners Property Policies

Sometimes knowing what you do not have is just as important as knowing what you do have.  When it comes […]
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September 22, 2014
Agency

Kidnap and Ransom Insurance for NonProfits and Start-ups

Friday September 19, 2014 was National POW/MIA Recognition Day.  Although this is primarily seen a a military issue, kidnapping can […]
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September 12, 2014
Agency

Why General Liability Isn’t Enough for Startup Business Insurance

Data breach, cyber liability, network security are just some of the terms used to describe risks related your customers sensitive […]
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